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  <!-- Homepage - Primary entry point -->
  <url>
    <loc>https://www.healthcitizenship.com/</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- Programs Hub -->
  <url>
    <loc>https://www.healthcitizenship.com/programs</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Program Pages -->
  <url>
    <loc>https://www.healthcitizenship.com/portugal</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/greece</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/italy</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/argentina</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/panama</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/caribbean-islands</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/hungary</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/turkey</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <!-- Resource Pages -->
  <url>
    <loc>https://www.healthcitizenship.com/insights</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/infographics</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/faq</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Comparison Pages -->
  <url>
    <loc>https://www.healthcitizenship.com/compare</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/compare/portugal-vs-greece</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/compare/portugal-vs-italy</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/compare/portugal-vs-caribbean</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/compare/turkey-vs-caribbean</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/compare/greece-vs-italy</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Insight Articles -->
  <url>
    <loc>https://www.healthcitizenship.com/insights/world-class-health-wellness-citizenship-by-investment</loc>
    <lastmod>2025-12-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/insights/portugal-golden-visa-strategic-investment-family</loc>
    <lastmod>2025-12-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/insights/greece-fertility</loc>
    <lastmod>2025-12-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/insights/global-divide-private-healthcare-abroad-vs-american-system</loc>
    <lastmod>2025-12-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/insights/portugal-vs-malta-healthcare-comparison</loc>
    <lastmod>2026-01-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/insights/golden-visa-cost-breakdown-2026</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/insights/us-vs-europe-healthcare-cost-comparison</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/insights/complex-medical-treatment-extended-residency-portugal</loc>
    <lastmod>2026-01-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- FAQ Categories -->
  <url>
    <loc>https://www.healthcitizenship.com/faq/general</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/faq/healthcare</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/faq/investment</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/faq/application</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/faq/tax-legal</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Glossary -->
  <url>
    <loc>https://www.healthcitizenship.com/glossary</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Glossary Term Pages -->
  <url>
    <loc>https://www.healthcitizenship.com/glossary/apostille</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/biometric-residence-permit</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/citizenship-by-investment</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/consular-interview</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/cost-of-living-index</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/domicile</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/dual-citizenship</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/due-diligence</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/ehic</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/eu-blue-card</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/golden-visa</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/hnwi</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/investment-fund-route</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/jus-sanguinis</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/jus-soli</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/kyc</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/nhr</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/passport-index</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/permanent-residency</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/real-estate-investment-route</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/residence-permit</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/schengen-area</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/tax-residency</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/temporary-residency</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.healthcitizenship.com/glossary/visa-free-travel</loc>
    <lastmod>2026-02-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
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